Money.
It's not talked about as much as it should be. People in general are in debt -- and think it's normal. I'm tired of it. I'm the worst offender between Mr. Penguin and me and it is about to stop. We're starting a plan and we're starting it NOW.
Join us -- you can do it too.
It begins today. I am printing statements as I type. Mr. Penguin and I are pretty familiar with what we owe and the interest rates. We just haven't been pro-active in getting rid of it -- for good. I will be updating our stats for myself. To put them out there to keep me motivated. Feel free to browse, to laugh or just to take comfort that your situation may not be so bad. ;)
3 years or less baby...let's do this.
*hugs*
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